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All retailers who offer credit do so. Sears credit goals were much higher and they didn't do near the sales volume that Target does.


During my tenure as a full-time cashier I had to get 15-20 applications or more a week to meet goal.  And they were on our asses about it constantly. It was honestly the most important aspect of a cashier's job - they'd forgive a lot if you were good at getting credit apps.


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