You should be able to add a red card to be a form of payment..but it might be complicated since it now only supports a few banks and the debit card is used across a wide range of banks. Just wish Target would catch up with todays technology.doubtful cause target is behind and they want redcards to be the payment of choice.
They'd have to add NFC modules to our new readers.
I'm guessing we will at some point, but what a pain telling guests "sorry, you can use it online... But not in the stores!"
Our "debit card" has nothing to do with the end users bank. All we do it take the account number and routing info and issue an ACH Payment (electronic check). We have no access to the users bank. NONE. It kills me when I hear our TLs say that "your bank denied the debit and so sorry", then the guest logs into their bank with a gazillion dollars in it. It DOES. NOT. MATTER. Target is NOT checking your balance.... they are checking your history with the card, and if you have bounced a check.You should be able to add a red card to be a form of payment..but it might be complicated since it now only supports a few banks and the debit card is used across a wide range of banks. Just wish Target would catch up with todays technology.doubtful cause target is behind and they want redcards to be the payment of choice.
It doesn't matter if it is actually faster or not, it is the perception of security.... whether the Apple Pay is securer or not will be seen, but the amount of banks on board with it has to mean they feel it is a valid reduction in fraud (they even agreed to give Apple a cut of the fees).They'd have to add NFC modules to our new readers.
I'm guessing we will at some point, but what a pain telling guests "sorry, you can use it online... But not in the stores!"
NFC payments are mostly a waste of time. I've had several NFC payment-capable devices and it is quicker to take the card out of my wallet and swipe it than to actually activate payment. McDonald's and Jack in the Box are the only places that I've really used it, and that was just because Google was giving away $10 when you activated Google Wallet.
It doesn't matter if it is actually faster or not, it is the perception of security.... whether the Apple Pay is securer or not will be seen, but the amount of banks on board with it has to mean they feel it is a valid reduction in fraud (they even agreed to give Apple a cut of the fees).They'd have to add NFC modules to our new readers.
I'm guessing we will at some point, but what a pain telling guests "sorry, you can use it online... But not in the stores!"
NFC payments are mostly a waste of time. I've had several NFC payment-capable devices and it is quicker to take the card out of my wallet and swipe it than to actually activate payment. McDonald's and Jack in the Box are the only places that I've really used it, and that was just because Google was giving away $10 when you activated Google Wallet.
iCloud was not breached. so says Apple. Social Engineering and a bit of guess work. That and all the Credit Card/financial info doesn't leave the phone.I don't think NFC payments are about security, but I think speed is only part of it. Based on the videos I've seen of apple pay, their implementation seems faster and easier than Google's (I'm not fangirling. I enjoy Google and apple, bit Google a smidge more). Still not faster than a cc on a low transaction. You don't have to open any apps or anything. Just hold touchid down while near the reader thingy. But I think NFC payments' other appeal is the idea of needing less stuff in one's wallet, and eventually eliminating the wallet altogether.
After that icloud breach, though, how many people will take the risk?
Because Starbux registers have always run a dual-POS system that recognizes SB cards/apps as well as Target cards. You can buy pre-loaded SB giftcards at any register in the store but, if you want to load a SB giftcard with a specific amount, you can ONLY do so at the SB register. We discovered that the hard way when our register was down for a couple days last yr.sAlso, the annoyance level of questions from guests going "Why can't I pay apple pay at a register but I can at starbucks" will be over 9000, no?
iCloud was not breached. so says Apple. Social Engineering and a bit of guess work. That and all the Credit Card/financial info doesn't leave the phone.I don't think NFC payments are about security, but I think speed is only part of it. Based on the videos I've seen of apple pay, their implementation seems faster and easier than Google's (I'm not fangirling. I enjoy Google and apple, bit Google a smidge more). Still not faster than a cc on a low transaction. You don't have to open any apps or anything. Just hold touchid down while near the reader thingy. But I think NFC payments' other appeal is the idea of needing less stuff in one's wallet, and eventually eliminating the wallet altogether.
After that icloud breach, though, how many people will take the risk?
Our readers have a NFC reader behind the screen. It's just a matter of activating it. Doubt that will happen since they are going with CurrentC. Have had a couple team members use that app so far.They'd have to add NFC modules to our new readers.
I'm guessing we will at some point, but what a pain telling guests "sorry, you can use it online... But not in the stores!"