I live in one of the cheapest states in the country cost-of-living wise. In most cases $500 a week is more than enough to live comfortably on if you're single with no dependents and don't overspend on a fancy car. Even my $12 an hour would be sufficient if I always got a steady 40 every week. On the other hand, my city is home to the highest number of college educated people in the state, and their six figure incomes tend to artificially jack up rental prices well beyond what the properties are actually worth. I live in a midrange 2 bed apartment that should be going for no more than $400 a month (the complex was built in the 80's) but they're charging almost $800 just because they can.
I'm at least fortunate that I don't live in Cali-fuckin-fornia where I would be paying $1,800+ for even shittier digs. I can't imagine spending that much on anything, much less as a reoccurring monthly payment. 💀💀💀💀
I have a “I can’t stop buying clothes, makeup, and Starbucks” problem 😝I think that you need to check out your math...should be $780.00.....one paycheck covers almost everything you have listed here. the second paycheck of $700.00....less than $100 goes for your listed expenses. So that leaves you with approx. $600 a month.....more than enough to cover food, toiletries....so you've either missed calculated your expenses, you've missed some expenses or you're spending a lot on things that you haven't counted.
My pay runs about $500/ check. My budgeted amount runs very similar to yours and I have some money left each month.
I'm just suggesting that you re-evaluate where your money goes. You may have more discretionary funds than you realize.
If I can make my $1000 a month work you should be safe at $1400. Good luck in the re-evaluation process!!
SUGAR MAMA!Hate to be another one of those 'you need a rich spouse' posts but when I was working for Spot and living in NJ there was no way I would have survived if my wife wasn't a teacher in a great union, with amazing insurance, making good money because she had taught in an urban for a long time.
I made enough to maybe buy groceries and pay the utilities.
She had to cover everything else.
I'm insanely jealous of all these females who can marry a guy who brings home that bread, and not have to work. Although if I were a hausfrau I would probably get bored and get a part time job just to get out of the house. Lol
I think that you need to check out your math...should be $780.00.....one paycheck covers almost everything you have listed here. the second paycheck of $700.00....less than $100 goes for your listed expenses. So that leaves you with approx. $600 a month.....more than enough to cover food, toiletries....so you've either missed calculated your expenses, you've missed some expenses or you're spending a lot on things that you haven't counted.
My pay runs about $500/ check. My budgeted amount runs very similar to yours and I have some money left each month.
I'm just suggesting that you re-evaluate where your money goes. You may have more discretionary funds than you realize.
If I can make my $1000 a month work you should be safe at $1400. Good luck in the re-evaluation process!!
Is that car payment including insurance? That's relatively expensive; is the car fairly new?I live at home with my parents and make about $700 each paycheck. My rent is $100, car insurance is $80, and gym membership is $20. My phone bill is $110 and my car payment is $400. Spend about $80 a month on gas (I live like 5 minutes away from target). So total expenses are like $710 not including food and toiletries etc. I have no savings and am constantly left with like $2 to my name by the time I get my next paycheck.
I'm single and make bank 😜😘I'm insanely jealous of all these females who can marry a guy who brings home that bread, and not have to work. Although if I were a hausfrau I would probably get bored and get a part time job just to get out of the house. Lol
Well, you could marry a guy who brings home the bread, too!
Why does it have to be a guy? In this day and age there are plenty of women out there with educations and making good money. We have a few male TMs at work whose wife is the one who brings home the bread.
Well, you could marry a guy who brings home the bread, too!
I'm single and make bank 😜😘