Archived PAYDAY QUESTION

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Jul 7, 2019
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Hey this might sound like a very stupid question but on payday (which is a friday for me) instead of picking up my check on friday, I can pick it up Saturday morning right? I won’t be in the city on friday that’s why.
 
No if you don’t pick it up on friday it’s immediately shredded and there’s a $300 shredding fee on your next one

Yes— they keep them for a few weeks, then mail them, so you’re good.
 
You might also be able to pick it up on Thursday, if they come in soon enough. Of course you can't cash them until Friday. But I've done that a few times when I was going out of town for a Con or something so I could cash it while on vacation.
 
My direct deposit never hit until Thursday night/Friday morning. I remember reading here that Target Credit Union account holders got access early. I don't know if other credit unions also do.

Also, my store only held actual checks for a few days and mailed whatever hadn't been picked up. If the paper copy was just a pay stub, those didn't get mailed ever. There were a few times I'd have 4 or 5 sitting there waiting for me. Since I had direct deposit, I simply didn't think about collecting the stub. And my day job doesn't issue paper stubs at all.
 
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